There is a $300 charge per virtual inspection when a lender representative is on-site as the Camera Operator but is not qualified to also complete the lender inspection form.
A lender on-site inspection, which has no per-inspection fee associated, is when Freddie Mac is participating virtually, but the lender has a Qualified Inspector on-site.
Who is considered a Qualified Inspector? For Conventional Loans, see Freddie Mac Multifamily Seller/Servicer Guide section 8.15. For SBL, we have temporarily suspended the prohibitions in Guide section 8SBL.15 on third parties and certain seller employees and granted lender authority to identify a Qualified Lender Inspector.
Use the flow chart below to help you determine when a virtual inspection is charged to your company.
You can also download our overview document.